Our mission

We’ll go further to understand our customers’ needs, supporting them through continuous investment in our people and processes as we aspire to be a top-three provider of market leading legal expenses insurance, assistance and claims services.

Established in 1984, MSL is an independently owned business with over 30 years experience in legal expenses, assistance and claims services. MSL is a trading name of MSL Legal Expenses Limited, which is authorised and regulated by the FCA.

Our products are sold solely through brokers, intermediaries and insurers. We are unable to offer these products for direct sale to the general public.

MSL is part of Drive Further, an independent collection of companies, which also includes Dualdrive, Financial & Legal Insurance and Supportis.

Drive Further is a family owned collective, built upon the strong foundation left by David Garner, who initially rented out his own Renault 5 to found the business in 1984. Now owned by his son, Nick Garner, the companies provide a wide range of services to brokers, intermediaries, SMEs, insurers, solicitors and their customers.

Our vision

Through innovative products and fantastic service, we’ll drive away stress and instil confidence in our customers.

Our values


We are determined, honest, and relentless in helping our customers and each other.


We will go further to provide the very best service. And by doing this we will further ourselves.

The team

Nick Garner - meet the team

Nick Garner

Chief Executive Officer

Nick Garner is the chief executive officer of MSL, having joined from PwC in 2004. Nick is a qualified accountant and dedicated family man to his wife and two boys.

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Ben Clarke

National Sales Manager

Ben has worked within the general insurance and legal expenses industry for over 20 years and is key in bringing in new business to help MSL grow and succeed.

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Dan Tattersall

Fleet and Operations Manager

Dan joined MSL in 2010 following twelve years at Enterprise Rent-A-Car where he learnt all aspects of the vehicle rental industry.

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Jody Litt

Claims Manager

Jody joined MSL in 2010 and has over 20 years experience in claims and insurance, with previous roles at Antony Hodari & Co Solicitors, esure and Direct Line.

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Catherine Wardle

Business Change Manager

Following 20 years at HSB Engineering Insurance Ltd, Catherine joined the team in December 2013 bringing with her a wealth of experience in Business Analysis and Project Management.

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Tony Sharrock

Client Relationship Manager

Tony joined MSL in 2005 having previously worked at O2 as a Customer Service and Quality Manager. Tony is instrumental in growing the solicitor and medical agency relationships.

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John Price

Financial Controller

John has been part of the MSL team since 2007, having previously worked as an Auditor at Allens Chartered Accountants for over eight years.

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Amanda Woosey

Client Relationship Manager

Amanda is responsible for managing and growing our client relationships, making use of her 30 years of industry knowledge to provide excellent service.

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Anthony Hughes

Non Executive Chairman

As non executive chairman, Anthony works closely with his fellow directors and the senior management team, helping to shape the strategy of the business.

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Sue Baldwin

Non Executive Director

As a non executive director, Sue works collaboratively with the other board members and senior management to shape the future strategy, improve commercial opportunities and develop good governance.

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Join the team

We're looking for passionate, smart people with serious talent to help us continue to grow as a team.

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